{"id":7281,"date":"2026-11-03T13:01:36","date_gmt":"2026-11-03T16:01:36","guid":{"rendered":"https:\/\/enterarte.info\/press\/?p=7281"},"modified":"2026-11-03T13:01:36","modified_gmt":"2026-11-03T16:01:36","slug":"jubilados-deberan-esperar-el-bps-posterga-los-beneficios-con-tasas-mas-bajas-y-deudas-sin-recargos","status":"publish","type":"post","link":"https:\/\/enterarte.info\/press\/jubilados-deberan-esperar-el-bps-posterga-los-beneficios-con-tasas-mas-bajas-y-deudas-sin-recargos\/","title":{"rendered":"JUBILADOS DEBER\u00c1N ESPERAR: EL BPS POSTERGA LOS BENEFICIOS CON TASAS M\u00c1S BAJAS Y DEUDAS SIN RECARGOS"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\">El Banco de Previsi\u00f3n Social (BPS) posterg\u00f3 la implementaci\u00f3n de un conjunto de beneficios dirigidos a jubilados y pensionistas, con el objetivo de asegurar que los nuevos mecanismos puedan gestionarse tanto de forma digital como presencial en las oficinas del organismo y sus agentes descentralizados.<\/p>\n<p>Entre las medidas anunciadas se encuentran la reducci\u00f3n de las tasas de inter\u00e9s para pr\u00e9stamos sociales, facilidades para refinanciar deudas pendientes y condiciones especiales para cr\u00e9ditos destinados a cubrir necesidades de salud.<\/p>\n<p>Los jubilados y pensionistas que perciben pasividades m\u00ednimas podr\u00e1n acceder a nuevos pr\u00e9stamos con tasas de inter\u00e9s cinco puntos porcentuales inferiores a las generales.<\/p>\n<p>El beneficio tendr\u00e1 una vigencia de 90 d\u00edas y comprender\u00e1 los cr\u00e9ditos solicitados durante ese per\u00edodo.<\/p>\n<p>Las tasas diferenciales ser\u00e1n las siguientes:<\/p>\n<ul data-spread=\"false\">\n<li><strong>6 cuotas:<\/strong> 16,25%.<\/li>\n<li><strong>12 cuotas:<\/strong> 19,25%.<\/li>\n<li><strong>18 cuotas:<\/strong> 20,25%.<\/li>\n<li><strong>24 cuotas:<\/strong> 20,25%.<\/li>\n<\/ul>\n<p>Otra de las medidas permitir\u00e1 refinanciar deudas correspondientes a pr\u00e9stamos generados hasta el 31 de mayo de 2026.<\/p>\n<p>La disposici\u00f3n contempla la eliminaci\u00f3n de los intereses, las moras y los recargos acumulados. El saldo pendiente podr\u00e1 financiarse en un m\u00e1ximo de 36 cuotas, aplic\u00e1ndose una tasa equivalente a la mitad de la vigente.<\/p>\n<p>El BPS tambi\u00e9n estableci\u00f3 una reducci\u00f3n de las tasas de inter\u00e9s para los pr\u00e9stamos destinados a tratamientos odontol\u00f3gicos y a la adquisici\u00f3n de aud\u00edfonos, lentes y pr\u00f3tesis.<\/p>\n<p>En estos casos, la tasa pas\u00f3 del 19,5% al 12%, representando una reducci\u00f3n significativa en el costo de la financiaci\u00f3n.<\/p>\n<p>Por otra parte, durante octubre el organismo habilit\u00f3 la posibilidad de unificar deudas correspondientes a pr\u00e9stamos vigentes y renovarlas en hasta 24 cuotas.<\/p>\n<p>Con estas modificaciones, el BPS busca facilitar el acceso de jubilados y pensionistas a los pr\u00e9stamos sociales y ofrecer mejores condiciones de financiaci\u00f3n a quienes necesitan recurrir a este tipo de asistencia.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Banco de Previsi\u00f3n Social (BPS) posterg\u00f3 la implementaci\u00f3n de un conjunto de beneficios dirigidos a jubilados &hellip; <\/p>\n","protected":false},"author":5,"featured_media":7282,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","fifu_image_url":"","fifu_image_alt":"","footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[162,1,15],"tags":[],"class_list":["post-7281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacionales","category-novedades","category-salto"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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